<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">

  <!-- Homepage - highest priority -->
  <url>
    <loc>https://optincome.ai/</loc>
    <lastmod>2025-10-20</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Pricing page - high conversion value -->
  <url>
    <loc>https://optincome.ai/pricing</loc>
    <lastmod>2025-10-20</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Educational content - high value for SEO -->
  <url>
    <loc>https://optincome.ai/options-guide</loc>
    <lastmod>2025-10-20</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://optincome.ai/optincome-howtos</loc>
    <lastmod>2025-10-20</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://optincome.ai/optincome-howtos/mobile-app-install</loc>
    <lastmod>2025-10-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Legal pages -->
  <url>
    <loc>https://optincome.ai/privacy</loc>
    <lastmod>2025-10-20</lastmod>
    <changefreq>quarterly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://optincome.ai/terms</loc>
    <lastmod>2025-10-20</lastmod>
    <changefreq>quarterly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://optincome.ai/risk-disclosure</loc>
    <lastmod>2025-10-20</lastmod>
    <changefreq>quarterly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- Auth pages -->
  <url>
    <loc>https://optincome.ai/signin</loc>
    <lastmod>2025-10-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://optincome.ai/signup</loc>
    <lastmod>2025-10-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

</urlset>
